Article Date: 02/16/2026

Subcontracting Requirements Were Prerequisites to Insurance Coverage

West Virginia Intermediate Court of Appeals

NEXT Insurance, Inc. v. Tiffany Mullins

Case no.: 25-ICA-164

Date filed: February 3, 2026

Overview

A West Virginia appeals court has ruled that the work of subcontractors was not covered under a Commercial General Liability (CGL) insurance policy. An endorsement to the policy required written subcontracts and proof of subcontractor ... Log in to view the full text.

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